Home Loan Types
Types of Home Loans
If you thought Home Loans were just available as a standard offering, you’re clearly mistaken. Karz Samadhan offers different types of Home Loans from banks. It would be wise to take a look at the options available to you rather than searching for information without any previous knowledge.
Home Purchase Loan
This type of loan is a simple home loan that allows you to purchase a new residential property.
Home Improvement Loan
If you ever wanted to renovate your home with a new aesthetic look or just wanted to structurally enhance and strengthen it, this type of home loan is what you’re looking for. It is basically concerned with the costs to renovate or repair your existing home.
Home Construction Loan
This type of loan is taken when the borrower wants to construct a new home on a given plot of land.
Home Loan Advantage
This type of home loan is linked to a current account thereby reducing your interest outflow depending on your idle balance in your bank accounts
Find the latest interest rates and compare home loans now.
| Product | Loan AMT | Rate of Intrest | P.F Salaried | PF Self Employed | |
|---|---|---|---|---|---|
| HSBC | Home Loan | 1 Cr + | 10.20 – 10.50% | 10000 + GST | 0.25% + GST |
| HSBC | Loan Against Property (Balance Transfer) | > 25 Lakh | 11.75% | 0.25% + GST | |
| 25 – 50 Lakh | 11.40% | 0.25% + GST | |||
| 50 – 1.5 Cr | 11.25% | 0.25% + GST | |||
| SCB | Home Loan (Balance Tranfer) | 1 Cr + | 10.25% | 10000 + GST | 0.25% + GST |
| Loan Against Property | 12.00-12.50% | ||||
| CITI | Home Loan | 1 Cr + | 10.25% | 10000 + GST | 0.25% + GST |
| Loan Against Property | 12.00- 12.50 % | 1% + GST | |||
| Axis | Home Loan | 10.50% | 10000 + GST | 0.25% + GST | |
| Loan Against Property | 12.50 – 13% | 1% + GST | |||
| Deutsche | Home Loan | 1 Cr + | 10.15 – 10.25% | 0.1% + GST | 0.2% + GST |
| Loan Against Property | 1 Cr + | 11.50 – 12.50 % | 1% + GST | 1% + GST | |
| Reliance | Home Loan | 11.25% | 1% + GST | ||
| Loan Against Property | 13.00 – 13.50% | 1% + GST | |||
| IndiaBulls | Home Loan | >25 Lakh | 10.15% | 5000 + GST | 1 – 1.15% |
| < 25 – 75 Lakh | 10.75% | 5000 + GST | 1 – 1.15% | ||
| < 75 Lakh | 11% | 15000 + GST | 1 – 1.15% | ||
| IndiaBulls | LoanAgainst Property | 13% – 13.5 | 1 – 1.15% | ||
| PNB Housing Finance Ltd. (Fixed) 10 Yrs (SAL) | Home Loan | >50 Lakh | 10.75% | 0.5% + GST | 0.5% + GST |
| PNB Housing Finance Ltd. (Fixed) 10 Yrs (SAL) | Home Loan | 11.00% | 0.5% + GST | 0.5% + GST | |
| PNB Housing Finance Ltd. (Fixed) 10 Yrs (SE) | Home Loan | 11.00-11.25% | 1% + GST | ||
| PNB Housing Finance Ltd. (Fixed) 10 Yrs (SE) | Loan Against Property | 13.25% | 1% + GST | ||
| PNB Housing Finance Ltd. (Fixed) 10 Yrs | Commercial Purchase | 12.75% | 1% + GST | ||
| PNB Housing Finance Ltd. (Fixed) | Loan Against Property | 12.50 – 13.00 % | 1% + GST | ||
| Edelweiss | Home Loan | 10.50% | 0.5% + GST | 0.5% + GST | |
| Loan Against Property | 12.50 – 13.00 % | 1% + GST | |||
| Religare | Loan Against Property | 13.50% | 1% + GST | ||
| DCB | LAP/OD | 12.50 – 13.00 % | 1% + GST | ||
| ICICI | Home Loan | 10.25% – 10.50% | 0.5% + GST | 0.5% + GST | |
| Loan Against Property | 12.50% | 1% + GST | |||
| DHFL | Home Loan | 10.75% | 1% + GST | 1.5 % + GST | |
| Loan Against Property | 13.50% | 1.5 % + GST | |||
| Kotak | Loan Against Property | 12.50 – 13.00% | 1% + GST | ||
| HDFC | Home Loan | 8.40% | 10000 + GST | 1% + GST | |
| Loan Against Property | 12.50% – 13.00% | 1% + GST |
